A pre-planned funeral consists of two steps: Pre-arranging (making the decisions on funeral services) and selecting the method of pre-paying the funeral which guarantees the goods and services provided by the funeral home at today’s costs.
Pre-arranging is sitting with a pre-need funeral counseler and making the selections of what type of funeral services, casket and religious services you wish to have. This is a wise decision because it doesn’t leave the emotional burden of so many decisions on the spouse or other family members.There is no charge or fee for a counseler to assist you with your selections.
The first benefit to pre-paying for a funeral is that it guarantees the price of the services and casket. No matter how much prices rise in the future, the family cannot be charged any additional fees for services already paid for.
The second benefit to pre-paying is that financial arrangements can be made so that the monthly payments can fit one’s budget, or a single premium can be arranged at a reduced price.
As with any funeral arrangements, the type and choice of services is left to you and your family. One choice many are considering today is cremation. For additional information about cremation services and a discussion of various options, click here.